Jason Hartman Foundation

Bernard Pollard is the current safety for the Tennessee Titans and a Super Bowl champion. He's the Founder of Style Pro 31. Pollard invented and patented a one-of-a-kind lifestyle-enhancing, safety-promoting personal care product—the Smart Tray®. 

 

Pollard discusses how he got into entrepreneurship. He gives us an inside glimpse of how professional athletes view business and manage their money. 

 

Style Pro 31 was founded in 2012 when Bernard Pollard, Jr., overheard a problem in need of a solution. That problem was a person’s need for more space and organization while getting ready in the bathroom. Bernard immediately began drawing up ideas and thinking of ways to create more space at the bathroom sink. A year later, after fine-tuning his concept, he found the solution.  

 

The ingenious Style Pro 31 Smart Tray is a convenient, portable lightweight and affordable foldout tray that fits most pedestal and traditional sinks to provide up to 288 square inches of additional counter space at the sink. The exceptional Smart Tray is designed for use in homes, apartments, dorm rooms, hospitals, assisted living facilities, hotels cruise ships and other travel applications.  

 

Bernard Pollard, Jr., is best known for playing in the National Football League, but his talents don’t stop there. Bernard is an innovative dreamer and analytical thinker who brings a unique perspective to anything he is involved with. He is passionate and driven. His faith is most important to him and he enjoys spending time with his wife and three kids.

 

Visit Style Pro 31 at www.stylepro31.com.

Direct download: YW_74_-_Athletes_and_Business_Ventures_with_Bernard_Pollard.mp3
Category:Young Wealth Show -- posted at: 8:30am EST

It was 2002 but it seems like it was just yesterday. Ace Chapman was 22 and just the thought of what the next 40 years would look like terrified him. He had tried some business ideas here and there and nothing seemed to work. It seemed nearly impossible to get ahead. He had little savings, student loans, and credit card debt. He was so sick of being broke and not being able to afford to finer things in life or the freedom to follow his passion for travel and connecting with people. 

 

A college dropout, Ace knew he would hit a glass ceiling in the corporate world. Yet he had neither the time or money to afford more education. Talking to my his workers nearing retirement, Ace saw his future as retiring on a little more than social security. It was obvious speaking to them that despite all the hype around retirement plan they weren’t working in reality.

It was a pathetic existence spending so much of his life doing something he didn’t enjoy.

 

Well, eventually he was fired and he had a choice. Either go back and find another job or shoot for something bigger…freedom. Ace didn’t realize then how drastically different his life was going to be depending on that decision but he was so happy he made the decision he did. Ace went for something bigger and honestly he had no idea what he was doing.

He made some sacrifices, began investing in real estate, and realized he had a knack for it. Pretty soon Ace was making more money than he was at his previous job. He went on to buy a franchise business and put up billboards all over the city saying, “We Buy Ugly Houses.” He grew that business to be his first million dollar business and sold it.

 

Ace then took some of the money and bought two retail stores, one in Chattanooga and another out of state. At one point each business was doing over $1 million dollars in revenue. Before he knew it, he had become a true entrepreneur.

But it was nothing like he envisioned.

Ace was working for himself but he was working even harder than he was at his previous employer – 80 plus hours a week! Dealing with more headaches each week and putting out fires constantly. The money was good, and life was much better than being an employee, but it was not the life he had envisioned.


It got to the point where he decided to sell those businesses. Ace was glad to be rid of the headaches and have the opportunity to start from scratch with his new knowledge.

He took a little time off, traveled and just collected monthly checks from financing the sell of my different businesses. Ace had the opportunity to do some consulting and build a relationship with a certified billionaire. It was then that he realized that the wealthiest people in America were not wealthy because of cash flow from their business but from growing a business and either selling it all to a a single buyer or portions via the stock market to shareholders.


Most importantly Ace learned that you really can create you own your reality. Imagine how much more rewarding it would be if you could tap into 100% of your own potential. Imagine how much different your bank account would look.

The secret to me has always been about providing more value than you take. Compensation is just a bi-product of your value to society. Your income is really defined by your value to society. Its pretty simple. Learn more skills, both left brain technical like Google and also right brain, less technical stuff like leadership skills and being able to inspire people. To be able to look someone in the eye and tell them you can help them get where they want to go and know that you can is one of the most powerful things you can provide the world.

Direct download: YW_73_-_Be_Your_Own_Boss_with_Ace_Chapman.mp3
Category:Young Wealth Show -- posted at: 1:23pm EST

Terry Savage is a nationally known expert on personal finance, the markets, and the economy. Terry is a regular blogger at the Huffington Post. She is a frequent guest on television and radio shows, including CNN, CBS, and appeared many times on Oprah!

Terry is in demand as a speaker at business meetings across the country. Her lively presentation style entertains as well as informs, whether talking about global economics, investing techniques, or personal finances. In 2012, Terry was named a "Top5 Speaker" in Economics/Finance as a result of popular votes at the Speaking.com web site.

Terry’s most recent book is a new edition of The Savage Truth on Money, which was named one of the ten best money books of the year by Amazon.com in its first edition. Her other current best-selling book — The Savage Number: How Much Money Do You Really Need to Retire? — was published in Fall, 2009 and deals with issues in retirement planning and investing.

You can read Terry’s columns, as well as post questions and comments at her website www.terrysavage.com, follow her on Twitter @TerryTalksMoney and on Facebook - The Savage Truth.

Terry’s financial expertise comes from experience. She started her career as a stockbroker, and became a founding member — and the first woman trader — on the Chicago Board Options Exchange. Savage was also a member of the Chicago Mercantile Exchange where she traded interest rate contracts and currency futures. She is a registered investment advisor for both stocks and futures.

Terry Savage has won numerous awards, including the National Press Club award for Outstanding Consumer Journalism, and the Outstanding Personal Finance Columnist award given by the Medill School of Journalism at Northwestern University and two Emmys for her television work.

Savage takes an active role in America’s business community. She serves on the Board of Directors of the Chicago Mercantile Exchange Group, and previously served on the boards of McDonald’s Corporation for 14 years and Pennzoil-Quaker State Corporation for 5 years. She was a recipient of the Director’s Choice Award honoring selected women who serve on America’s top corporate boards.

She is a Phi Beta Kappa graduate of the University of Michigan, where she won a Woodrow Wilson Fellowship in American Studies.

Direct download: YW_72_-_The_New_Love_Deal_with_Terry_Savage.mp3
Category:Young Wealth Show -- posted at: 2:18pm EST

Martin Yate is the New York Times bestselling author of the "Knock Em Dead" series. He's the author of the new book, "Knock 'em Dead Social Networking."

 

In his latest installment, Yate discusses how hiring managers and job seekers use social networking sites like LinkedIn, Google+, Facebook, and Twitter. He explains the importance of social networks in landing jobs and how social media creates stability in an uncertain world of work. 

  

Yate them talks about the important highlights to have on any resume. 

 

Martin Yate is an internationally best-selling author. He has held major posts as a director of training and personnel for several international companies. His best-selling title Great Answers to Tough Interview Questions (published by Kogan Page) is now in its 5th edition and has sold over 4 million copies.

 

Find out more about Martin Yate at www.knockemdead.com.

 
Direct download: YW_71_-__Knock_Em_Dead__with_Martin_Yate.mp3
Category:Young Wealth Show -- posted at: 7:00am EST

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