Paul Gu is co-founder & head of products at Upstart. He explains the JOBS Act's effects on crowdfunding and how this will impact entrepreneurship and the U.S. economy as a whole. 

Gu also walks us through the entire model of Upstart... how it works... and how youngsters can get investors to bet on their futures. In essence, Upstart is crowdfunding people and their educations. Furthermore, Gu describes how Upstart can curb the student loan issue.

Find out more about Upstart at www.upstart.com.

Marc Gorlin is the Chairman and Co-Founder of Kabbage. He explains how Kabbage provides online advances to grow a business without relying on credit score. Gorlin believes this new form of lending is the future.

Gorlin also breaks down the current state of lending and what businesses can do to set themselves up for financing.

Visit Kabbage at www.kabbage.com.

Richie Frieman is "The Modern Manners Guy” on the Quick and Dirty Tips network and author of, "REPLY ALL…And Other Ways to Tank Your Career." The book is targeted to young people so they can hopefully become more wealthy, but older people are just as guilty.

Frieman explains how people can make a great first impression and land jobs. He also shares some strategies to fix workplace faux pas and how people can completely avoid them in the first place. 

Frieman gives his advice to youngsters on conducting themselves on social media, company happy hours, and holiday parties.

Find out more about Richie Frieman at www.richiefrieman.com.